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Overview

Surrogate Eligibility Quiz: What the Questions Actually Mean

What the surrogate eligibility quiz asks, why each question exists, which criteria vary by agency, and what happens next. A preliminary check, not an approval.

Published October 14, 2026 Updated October 14, 2026 US AI-assisted, human reviewed
United States-only: Surrogacy requirements, compensation and law vary by state, clinic and program. This page is general information, not medical or legal advice, and not an offer of compensation.

The Surrogate Compass eligibility quiz is a short set of questions about your age, health, pregnancy history, household and insurance. It gives you a preliminary indication of whether your situation is likely to meet the criteria most U.S. surrogacy programs use. It is free and creates no obligation. It does not approve you. Agencies, fertility clinics and attorneys make that decision later, through a screening process that takes months.

You are probably reading this privately. Many women look into surrogacy for weeks before saying a word to a partner, a sister or a friend, partly because it feels too early to say anything out loud and partly because they want to know whether they would even qualify. That is a reasonable order to do things in. A quiz is one of the few steps you can take without committing to anything or talking to anyone.

Surrogate Compass is an independent platform, not an agency. We help women considering gestational surrogacy understand whether they are likely to qualify, what pay could look like, how the process runs and which programs may fit, and we connect them with agencies. The agencies screen, match, contract and pay. This page explains what each quiz question is for, which answers are more flexible than a yes or no suggests, and what actually happens after you submit, including in California, where the legal framework for surrogacy is among the most established in the country.

Why Eligibility Quizzes Exist, and What They Can and Cannot Tell You

A quiz narrows the field quickly, for you and for the programs you might work with. In a few minutes it checks your answers against the threshold criteria that appear across most reputable U.S. agencies. If your answers fall well outside them, you learn that before spending weeks on an application. If they fall inside, you know a real conversation is worth having.

What a quiz cannot do matters just as much. It is self-reported and instant. It does not read your medical records, examine you, review your mental health history with a professional, or check your state's law. Passing it means you meet the common criteria on paper. Actual qualification comes later, through:

  • an agency's intake review and full application
  • a medical evaluation at a fertility clinic
  • a psychological evaluation
  • legal consultation and a signed gestational surrogacy agreement

That full process involves physicians and attorneys and usually runs for weeks or months. The quiz is the doorway to it, not a shortcut through it.

Your result is a preliminary indication. It might suggest your situation is likely to fit common criteria, that one or two answers need a closer look from a person, or that some common criteria are not met right now. None of those is a final answer.

What to Have Ready Before You Start

Nothing needs to be gathered to take the quiz. You can answer from memory. A few details make your answers more accurate:

  • Your height and current weight, so your BMI can be calculated
  • Your pregnancy history: how many pregnancies, how many deliveries, vaginal or C-section, and any complications you remember
  • Whether you are currently parenting a child you delivered
  • Your health insurance, including whether you know if it covers or excludes surrogacy
  • A rough sense of your household: who lives with you, whether anyone smokes, and whether your partner (if you have one) knows you are looking into this

If you later move forward with an agency, it will ask for records rather than memory, especially your obstetric records from past deliveries. Knowing which hospitals and doctors handled those births saves time later.

The Core Eligibility Criteria Most Agencies Use

These criteria show up across most U.S. programs. Each one varies by agency, clinic and physician. Treat them as common ranges, not national rules.

Age. Most programs look for women roughly 21 to 40, and some extend to 42. The lower end reflects maturity and informed consent. The upper end reflects the rising medical risk of pregnancy with age. Professional guidance from the American Society for Reproductive Medicine (ASRM) informs how clinics set age and health screening criteria, and insurance considerations play a part too.

A prior pregnancy, and a child in your care. Nearly all programs look for at least one previous pregnancy carried to term, and for you to be parenting that child now. A past uncomplicated pregnancy is the best available evidence that your body handles pregnancy well. Raising a child also means you know firsthand what pregnancy, delivery and recovery involve, which matters for psychological readiness.

BMI. Most programs look for a BMI in a range of about 19 to 32 or 33. Some cap at 30, and a few go to 34. This is a medical screening criterion tied to pregnancy risks such as gestational diabetes and high blood pressure. It is not a judgment about you. Our guide to surrogate BMI requirements explains the range in more detail.

Non-smoking, substance-free household. Programs generally look for you to be a non-smoker and for your home to be free of smoking and drug use.

Psychiatric medications. Some programs ask about recent use of certain psychiatric medications. This is reviewed case by case. It is not an automatic disqualifier.

Residency and legal status. Most agencies look for applicants who live in the U.S. and are citizens or hold legal residency status.

Financial stability. Many agencies look for applicants who are not receiving certain means-tested public assistance. The reasons are practical: surrogacy compensation can affect eligibility for those programs, and agencies want your household to be stable independently of the pay.

What Each Quiz Question Is Actually Screening For

Understanding the reason behind each question makes it easier to answer it accurately.

Health history. Questions about past conditions look for anything that raises gestational risk, such as gestational diabetes, preeclampsia or a known uterine abnormality. A yes here does not end anything. It tells a reviewer to look more closely at your records.

Pregnancy history. Number of pregnancies, deliveries, complications and C-sections. C-section count matters because each one leaves scar tissue on the uterus, which can affect the safety of another pregnancy. Clinics also have different policies on vaginal birth after cesarean (VBAC), so the same history can be read differently by different physicians.

Mental health. These questions are not designed to exclude you. They help identify what support you might need and confirm you can give informed consent to a demanding process. The full psychological evaluation is where this is actually assessed.

Lifestyle. Smoking, alcohol and drug use. These are asked at the household level because secondhand smoke and the habits of the people you live with affect the pregnancy too.

Insurance. Your current coverage matters because some policies explicitly exclude surrogacy. If yours does, separate surrogacy-specific coverage can usually be arranged. The question just tells the agency what will need to be set up.

Support system. Whether a partner or co-parent knows about and supports your interest. Pregnancy affects everyone in your home, and you will need help during appointments, procedures and recovery.

Across all of these, honest answers serve you. An inaccurate answer may get you through a quiz, but your records will be reviewed later, and a problem found during medical screening or legal review ends the process at a far more disruptive point, after you have invested time and possibly told people.

Criteria That Are More Flexible Than the Quiz Implies

A quiz asks yes or no questions. Several criteria are not really yes or no.

C-section history. One prior C-section is often acceptable. Programs set different limits beyond that, and the reviewing physician assesses your specific history, including how your recovery went and the time between deliveries.

BMI. Some agencies will consider applicants slightly above their stated range when other health markers are strong. Others hold firmly to their number. Clinics differ too.

Mental health history. A history of depression or anxiety that has been treated and is stable is generally not automatically disqualifying. What matters is the evaluation of where you are now.

Where you live. Surrogacy law varies enormously from state to state, and some jurisdictions are hostile to compensated gestational surrogacy. Where you live can affect which programs you can work with and how the legal steps run. California is one of the most established jurisdictions for gestational surrogacy agreements.

A quiz cannot weigh these nuances. A conversation with a person can. None of this means flexibility is assured: each agency and physician decides for itself, based on your records.

What Happens After You Submit a Quiz

Here is how the process generally runs once you move from a quiz toward an agency. Exact steps and timing vary by program; our guide to the surrogate screening process covers each stage in depth.

  1. Review of your answers. A coordinator looks at your responses, often within a few business days.
  2. Intake call or application invitation. If your answers fit the program's threshold criteria, you are invited to talk or apply.
  3. Full application. A more detailed health history, references and authorization for a background check. This is when your obstetric records are requested.
  4. Medical screening. A fertility clinic evaluation, usually including bloodwork and an assessment of your uterus.
  5. Psychological evaluation. An assessment of you, and in some programs your partner.
  6. Legal consultation. Attorneys draft and review the gestational surrogacy agreement before medical treatment begins.

From quiz to match typically takes several months when nothing stalls. Submitting a quiz does not start a clock. It creates no obligation, and it does not mean you have been accepted by anyone.

Surrogacy in California: Why Jurisdiction Matters for Eligibility

Jurisdiction is part of eligibility because the law of the relevant state shapes the agreement you sign and how parentage is established after birth.

California has a long, well-established body of case law and practice supporting gestational surrogacy agreements. It is widely regarded as one of the most settled legal environments for gestational surrogacy in the U.S. Pre-birth orders, which establish the intended parents' legal parentage before delivery, are commonly sought and granted there. That affects the legal steps you take part in during pregnancy and at the hospital.

In California arrangements, you would typically have your own reproductive attorney, licensed in the state, to review the gestational agreement with you. That attorney is usually paid for by the intended parents under the agreement, but represents you, not them.

You do not have to live in California to work with a California-based agency. But where you live, where you deliver and which state's law governs the agreement each have procedural consequences, and your attorney will address them. This page describes the general landscape only; it is not legal advice, and it does not describe what California law guarantees in any individual case.

Compensation, Expenses, and What the Quiz Does Not Cover

You are likely asking about pay because it matters to your household, and that is a fair question to ask early. The quiz does not produce a compensation figure, but the structure is knowable now.

Base compensation is the amount you are paid for carrying the pregnancy. It is set in the gestational surrogacy agreement, after matching and legal review, not by a quiz.

What moves it: whether you have been a surrogate before, where you live, the agency's own pay structure, and the terms agreed with the intended parents. An agency's advertised top rate usually reflects experienced surrogates and is not what a first-time surrogate should assume she will receive.

Reimbursements and allowances are separate. Depending on the agreement, these can include maternity clothing, travel to appointments, lost wages, and childcare during appointments and procedures. They cover costs; they are not part of base pay.

Our guide to how much surrogates make breaks down each component and when it is typically paid. The specific numbers come from the agency and, finally, from your signed agreement.

Common Reasons Applications Pause, and What That Means

Most of the time, an issue found early means the process pauses, not that you are rejected. Many pauses are about timing or paperwork.

An insurance gap. If your current insurance excludes surrogacy, that is addressable. Surrogacy-specific insurance exists for exactly this situation.

BMI outside the program's range. Some applicants are invited to reapply after a period of time.

Missing pregnancy records. Agencies need records, not just your recollection. Requesting obstetric records from past deliveries can take weeks.

A partner or household adult not yet on board. Agencies typically require the agreement of the adults you live with. If that conversation has not happened, the process waits for it.

A recent major change. A move, a new job or a new pregnancy of your own can shift the timing.

Surrogate Compass is not the right fit for every woman at every point in her life, and saying so plainly is part of the service. The screening process exists to protect you as much as the intended parents. A pause that keeps you from a pregnancy your body or household is not ready for is the process working.

How Surrogate Compass's Part of the Process Works

Our role sits before any agency commitment. The quiz is the first step in a two-way evaluation: you are assessing whether surrogacy, and the programs we can connect you with, fit your life, just as programs will later assess you.

After you submit, Surrogate Compass reviews your answers and explains what they suggest: whether your situation is likely to fit common criteria, which types of program may suit it, and what pay structures generally look like. You can ask anything, including how your information is handled and what happens if you decide not to go further. We will ask about the things the quiz could not capture, such as the details behind a C-section or a BMI near a program's range.

If you choose to go ahead, we connect you with agencies. From there, the agency runs intake and screening, the clinic makes the medical decisions, attorneys handle the agreement, and the agency arranges matching and payment.

What we do not do:

  • We do not pressure you or set deadlines.
  • We do not screen, match, contract with or pay surrogates.
  • We do not guarantee a match, an acceptance or any compensation amount.
  • We do not make medical determinations.

If the timing does not look right for you, we will say so plainly rather than keep you in a process that does not fit.

Questions to Ask Before You Take Any Eligibility Quiz

These are worth asking of any agency or platform, including Surrogate Compass.

  • What happens to your data after you submit?
  • Is the quiz an anonymous pre-screen, or does submitting it create a record and trigger calls or emails?
  • How long do surrogates typically wait between clearance and a match?
  • Will you have a dedicated coordinator, or a rotating team?
  • How are disagreements between surrogate and intended parents handled?
  • What support is available during pregnancy: mental health, legal and practical?

Clear, specific answers are a good sign. Vague ones are worth noticing.

Your Next Step

If you want to know where you stand, the eligibility check is free and creates no obligation. It gives you a preliminary sense of whether your situation is likely to qualify, which programs may fit, and what you could expect to be paid and how. It is not an approval; agencies, clinics and attorneys decide that later. You can take it now, or come back when you are ready. If you would rather talk it through first, contact Surrogate Compass to request a free eligibility review.

In confidence

You Don’t Have to Work This Out Alone

If you’re dealing with checking whether you qualify, we’re here to talk it through.

Deciding whether to become a surrogate is a big decision, and you do not have to make it on your own. Call or send us a message, and we will listen and help you understand what the process involves.

Surrogate Compass

  • 100% Confidential

What happens next

  1. Call or send a messageWhichever feels easier.
  2. Tell us what’s going onIn confidence, in your own words.
  3. Talk through your optionsThen decide, in your own time, what comes next.
Common questions

Frequently asked questions

Does passing the eligibility quiz mean I am approved to be a surrogate?
No. A quiz is a first-pass check against common threshold criteria. Qualification requires agency review, a fertility clinic's medical evaluation, a psychological assessment and legal consultation. A good result means an intake conversation makes sense.
What is the age range to become a surrogate?
Most U.S. programs look for women about 21 to 40, and some extend to 42. The lower limit reflects maturity and informed consent; the upper limit reflects the medical risks of pregnancy at older ages. Age is weighed alongside your overall health history.
Do I have to have given birth before to qualify?
Almost all reputable programs require it. They look for at least one prior pregnancy carried to term and for you to be parenting that child now. It shows your body has carried a pregnancy successfully and supports the psychological readiness evaluation.
Does my BMI automatically disqualify me?
Not automatically. A BMI above a program's range, commonly around 32 to 33, will pause many applications, but programs set different limits and some physicians weigh BMI alongside other health markers. The quiz checks the common threshold; a conversation addresses the nuance.
Can I be a surrogate if I have had a C-section?
It depends on your history and the program. One prior C-section is often acceptable. More than one is assessed case by case, with the fertility physician considering scar tissue, recovery and VBAC policies. The physician reviewing your records decides.
Will I be disqualified if I take antidepressants or have a mental health history?
Not automatically. A treated, stable mental health history is assessed during the psychological evaluation, not ruled out by a quiz. The evaluation looks at your current stability and support needs, and the clinic and evaluator decide.
What if I do not have health insurance that covers surrogacy?
An insurance gap does not end the process. Surrogacy-specific policies exist for this situation, and insurance is typically arranged through the agency and the agreement with the intended parents.
How long does the full screening process take after the quiz?
Several months is typical from quiz to match, when nothing stalls. Quiz answers are often reviewed within a few business days; the application, medical evaluation, psychological assessment and legal drafting take most of the time.
Do I have to live in California to work with a California-based agency?
No. Where you live still has legal implications for the agreement, because surrogacy law varies by state. Your attorney addresses how your state and California law apply, and you can ask Surrogate Compass how your location may affect which programs fit.
What does the quiz ask about my household?
It asks whether adults in your home smoke or use substances, and whether a partner or co-parent knows about and supports your interest. These are household questions because the pregnancy affects everyone you live with.
Will I find out my compensation amount from the quiz?
No. Compensation is set in the gestational surrogacy agreement after matching and legal review, and it varies with experience, location, agency and agreement terms. The quiz can point you toward how pay is structured, not a figure.
What happens to my information after I submit the quiz?
Practices vary by platform and agency, so asking first is reasonable. You can ask Surrogate Compass how your answers are used and whether anything is shared with an agency before you agree to be connected.
Sources Show citations

Citations linked to free, stable, primary sources: reproductive medicine practice guidance, federal health data, peer-reviewed literature, and the relevant state's own statutes. Requirements and law vary by state, clinic and program, so a source is dated wherever the underlying guidance carries a date.

  • ASRM practice guidance
  • California gestational surrogacy legal landscape, described here in general terms: an established body of case law and practice supporting gestational surrogacy agreements, with pre-birth orders commonly sought and granted.
    Source

Last reviewed October 14, 2026.

Not medical or legal advice. This page is general education for women considering becoming a gestational surrogate. Surrogate Compass is not a surrogacy agency, a fertility clinic, a medical provider or a law firm. Eligibility criteria, compensation and surrogacy law vary by state, clinic and program, and every candidate is reviewed individually. Nothing here is an offer, a guarantee of acceptance, or a guarantee of any compensation amount.

AI assistance disclosure: Drafted with AI assistance and reviewed before publication.